Platform

Build every financial product on one ledger.

Payments, wallets, payouts, cards and credit share one API, one ledger and one set of controls. You configure the build; TNKR runs the rails.

Accept
Hold
Move
Spend
Lend
Verify
Control

Building blocks

A complete set of building blocks, on one ledger.

Six primitives, one API, one ledger underneath. Add a product by flag, not by project.

AcceptPayments

Cards, GCash, Maya, GrabPay, QR Ph, online banking, BNPL and over-the-counter cash. One integration, settled to you or held as float.

Cards
E-wallets
QR Ph
Online banking
BNPL

HoldWallets & sub-accounts

A balance for every customer, provisioned in one call. Top-ups, transfers and real-time cash-out under your brand.

Wallets
Sub-accounts
Linked Accounts
Ledgers

MovePayouts

InstaPay, PESONet and QR Ph payouts to any Philippine bank or e-wallet. One call, one rail rule, reconciled as it clears.

InstaPay
PESONet
QR Ph
International payments · early access

SpendCards

Mastercard virtual and physical cards under your brand. Limits and categories you set; every authorisation on your webhook.

Virtual cards
Physical cards
Spend controls
Mastercard

LendCredit

Credit accounts, disbursement, instalments and repayment collection for the customers you already know.

Credit accounts
Disbursement
Repayment collection

VerifyOnboarding

KYC and KYB to a policy your compliance team signs, with an evidence trail your examiner can open.

KYC
KYB
Liveness
Sanctions & PEP

Connected to the rails.

TNKR connects to InstaPay, PESONet, QR Ph, the e-wallets and Mastercard on PayMongo’s own licences. Every rail posts to one double-entry ledger, reconciled as it clears.

InstaPay · PESONet · QR Ph · Mastercard · GCash · Maya
One ledger across every product
Reconciled to the rails in real time

Run the program. Delegate the hard work.

Onboarding, screening and monitoring, disputes, reconciliation, statements and settlement reporting run on TNKR from day one. Take any function in-house as you scale.

KYC, KYB and screening to your policy
Disputes, reconciliation and statements
Every control changes without a deploy

Developers

Built for developers.

One object model across every product. Read the reference, run test mode, ship.

One object model

data · type · id · attributes on every endpoint. Payments, payouts, wallets and cards read the same way.

Webhooks

paid · sent · settled · returned · verified. Every state change fires to your endpoint, with a reason.

Test mode

Test keys and simulated rails. Run every flow before you write integration code.

Metadata

Attach your own keys to any object and get them back on every webhook and export.

Linked Accounts

Onboard and manage sub-accounts by API, under your parent account and your policy.

Dashboard

Every object in the API, in a dashboard your ops and finance teams can use without a ticket.