Lending as a Service
Extend credit to the customers you already know.
Loan offers, disbursement to the wallet and automatic repayment from daily sales — with capital from licensed lending partners.
- Loan offers
- Disbursement
- Revenue-based repayment
- Repayment collection
Underwrite on data you already have.
Transaction history, wallet balance and settlement cadence, shared by the business with consent. The lender decides; one approval creates the contract and disburses to the borrower’s wallet.
- Credit facility with limit and term
- Disbursement to the borrower’s wallet
- The lender’s model, rate and policy
Collect repayments automatically.
Set a repayment rate, and a share of each day’s settled sales is swept from the wallet until the loan is repaid. A slow day sweeps less; a day with no sales sweeps nothing.
- Daily sweep from settled sales
- Repayment that moves with revenue
- Capital event webhooks
See the whole book, live.
Outstanding and collected — per loan and across the book — in the lender portal and by API.
- Portfolio view in the lender portal
- Per-loan balances and repayments
- Contracts and repayments by API
Developer API
One approval, one contract, one disbursement.
The lender approves the application; the contract carries the limit, the fee and the repayment rate, and the loan disburses to the borrower’s wallet.
{ "data": { "id": "contract_7a2f9e", "status": "active", "currency": "PHP", "loan_type": "term", "approved_amount": 50000000, "interest_fee": 250, "interest_fee_type": "bps", "repayment_rate": 1250, "repayment_rate_type": "bps", "term": 12, "term_type": "month" }}