Solutions

Fintech infrastructure for the Philippines, by buyer.

Banks and FIs run it on their own licence. PSPs, payfacs and fintechs enter the Philippines on ours. Platforms and payroll teams embed the money movement. Same wallets, ledger, onboarding and rails in every case.

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By buyer type

Who are you building for?

Banks, PSPs, fintechs
For Banks & FIsModern products on your licence, core untouched
For PSPs & PayfacsPhilippine coverage on our licence, one integration
For Fintechs & LendersWallets, cards and loan books, without becoming an EMI
Also built for
For PlatformsMoney movement as a feature, not a licence application
For PayrollDisbursement at payroll scale, reconciled
Whose licence

Run it on your licence, or on ours.

Run it on your licence

You hold the BSP authorisation. TNKR supplies the technology, connects it to the rails, and carries the technical operations.

Run it on ours

No Philippine licence, and you don’t want one. Accept, issue wallets, and disburse on PayMongo’s licences with one integration.

Proof

Live across every segment.

CashaloLive
Digital lending

QR Ph P2M-as-a-service — the showcase money-movement pattern.

EBANXLive
PSP

Live processing on PH rails, extending local coverage.

EastWestPOC
Universal bank

Live proof-of-concept on embedded payments infrastructure.

BukuWarungLive
Software platform

Money movement embedded into the platform (live, 2026).

Tell us what you’re building. We’ll tell you which door.

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